Thank you for considering Mortgage 831 of Santa Cruz for your home lending needs.

What We Do

We as a mortgage broker assist our clients with finding the “Right” loan to fit your family’s needs.
We shop various lenders in obtaining “the best rate,” loan program, service, & most of all, an expedient closing process, which are all important factors.
We also educate our “First-Time Home Buyers” in understanding the loan process from application to post-closing. We are available even after the loan closing to assist our clients!

We pride ourselves in:

Outstanding Customer Service
Availability to our Clients early morning/late evenings via phone or email.
Complimentary Loan Analysis
Expedient Loan Closing
Call Us Today!
(831) 426-1642

Please contact us anytime! We look forward to hearing from you.


With 30+ years of combined experience, our team is dedicated & committed to ensuring your loan process is smooth as possible.